Insurance Policies & Coverage Details

Liability Insurance Policies

In case of the unfortunate event of an accident, we want you to know that all registered consumers are covered under an insurance policy.

To avail the benefit, Consumer must immediately inform the distributor in writing. The distributor will then inform the concerned Office of the Oil Marketing Company and the Insurance Company about the same.
The consumer must provide the originals of Death Certificate(s) and Post Mortem report(s) /Coroners report/Inquest report, as applicable, in case of deaths and original Medical Bills, Doctors' Prescriptions in original supporting the purchase of the medicines, Discharge Card in original and any other documents related to the hospitalization in case of injuries.
In case of property damage at customers’ registered premises, the Insurance Co. appoints their Surveyor to assess the loss.
Claims are settled based upon the merit of each case. The concerned Insurance Company takes decision regarding settlement of the claim as per the provisions of Insurance Policies.
Customers are not required to apply to Insurance Company or to contact them directly.

The coverage under the Public Liability Insurance is as under:

Personal accident cover for Death: Rs. 6 lakhs per person per event.
Medical Expenses cover: Rs. 30 lakhs per event (maximum Rs. 2 lakh per person, Immediate relief up to Rs. 25,000/- per person).
Property Damage cover: Maximum Rs. 2 lakh per event at authorized customer’s registered premises.